Getting unsolicited credit card offers? Here’s how to opt out ( per Kiplinger’s magazine March 2019): You can opt out for 5 years electronically at or by calling 888.567.8688. Opting out of prescreened card offers makes it less likely that an ID thief will intercept them and take out credit in your name. Also remember to shred unused offers so a dumpster diver doesn’t use the offer to take out the credit card in your name.

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